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The prospect of buying a home can be very exciting, but at the same time, it’s an investment that will make anyone feel just a little nervous. It is important to minimize the stresses of buying a house and your real estate agent can help. It also helps if you know what to expect.
Here is a home buying process chart to help guide you through the process and prepare you for your journey to home ownership.
Get started researching property listings. This will give you an idea of what type of property you would like to buy. It will also give you an idea of what financial goals need to be set.
An online mortgage calculator will help figure out how much you can afford to spend on a house. Take into consideration monthly payments and down payment.
Sit down with a professional and determine just how much the bank is willing to lend you and then get pre-qualified and pre-approved for a home loan.
You should have a good idea of the criteria you demand in a house. Start attending open houses and your real estate agent will show you houses that meet your demands.
Once you find the house of your dreams, your real estate agent will help you decide what kind of offer to make to the seller. There might be some negotiations before the offer is accepted.
Once the deal is closed and you have signed a multitude of papers, the house is officially yours.
Grab the keys and enjoy the fact you are now a homeowner.